Co-Ownership is a Do It Yourself Shared Ownership scheme (DIYSO) exclusively for Northern Ireland. If you hope to own your own home but can't quite afford it, Co-Ownership may help you onto the home ownership ladder.

Co-Ownership has been running very successfully since 1978 and so far has helped 26,000 households in Northern Ireland to purchase the homes of their choice through shared ownership. There are more than 8,000 homes currently within the Co-Ownership scheme and this figure continues to rise.

Purchasers take as large a share as they can afford to start with, between 50%and 90% (known as the ‘starter share’). They can then increase that share at any time (‘stair-casing’) until eventually buying the house outright. 

For further information check out the NI co-ownership webpage or ask in office

Co- Ownership NI - Our applicant criteria has changed

We’ve made some changes to our applicant criteria. These apply to applications received from 3 April 2017.

Property value limit – the cap on the value of the property you can purchase has increased to £160,000 (this is up from £150,000).Current household debt – if you’re applying by yourself, the total amount you owe must not exceed £6,000 at the time of application. If you’re applying along with another person,  the total amount owed must not exceed £12,000 between you at the time of application.Personal independence payment – this is now being treated in the same way as Disability Living Allowance.Foster income – we will now take foster income into account when assessing a person’s income.